Effingham Homes under $400,000

Effingham Homes under $400,000

Welcome to Effingham, South Carolina—a hidden gem nestled in the heart of Florence County. This charming community seamlessly blends small-town warmth with a vibrant spirit, making it the perfect place to call home. With its friendly atmosphere, rich history, and stunning natural surroundings, Effingham offers a lifestyle that is both relaxing and invigorating.

Effingham is known for its picturesque landscapes, featuring sprawling fields and lush greenery that invite outdoor enthusiasts to explore. The area boasts a tight-knit community where neighbors become friends, fostering a sense of belonging that is hard to find in larger cities. Residents enjoy easy access to local parks, recreational activities, and a variety of dining and shopping options that cater to all tastes.

For those seeking their dream home, Effingham presents an exciting opportunity with a diverse selection of properties available under $400,000. Whether you’re looking for a cozy starter home, a spacious family residence, or a charming cottage, you’ll find an array of choices that fit your budget and lifestyle. Many homes in this price range feature modern amenities, beautiful yards, and easy access to the area’s key attractions.

Effingham is also conveniently located near Florence, providing residents with access to a wider range of services, entertainment, and cultural experiences while still enjoying the tranquility of small-town living. With its affordable housing options and welcoming community, Effingham is truly a place where you can create lasting memories and build a bright future. Come discover the charm of Effingham—your new home awaits!

Newest Effingham Homes under $400,000

1909 Tosha Dr, Effingham
$215,000
4 Beds ⋅ 2 Baths ⋅ 2603869 MLS

1909 Tosha Dr, Effingham
4701 Horace Matthews Rd, Effingham
$59,900
3 Beds ⋅ 1 Baths ⋅ 2603828 MLS
INVESTOR OR HANDYMAN OPPORTUNITY! Bring your tools, ideas and vision to this 3-bedroom, 1-bath brick home situated on approximately 0.68 acre in Effingham. Built in 1961 and offering approximately 1,945 heated square feet, this property is a true fixer-upper with plenty of potential for the buyer ready to take on a renovation project. Whether you're an investor searching for your next rehab or flip, a handyman looking for a project, or a buyer wanting the opportunity to renovate a home to your own specifications, this property offers a solid starting point with its brick exterior, generous square footage and spacious lot. The approximately 0.68-acre lot provides room to work with both inside and out, while the home's nearly 2,000 square feet of living area offers flexibility for updating and reimagining the existing space. Property needs repairs and renovation and is being SOLD AS-IS. Seller will make no repairs. Buyers should perform their own inspections and due diligence regarding property condition, systems, measurements and intended use. If you've been looking for a property where you can put your renovation skills to work, take a look at the possibilities at 4701 Horace Matthews Road.

4701 Horace Matthews Rd, Effingham
909 Orion Hills Court, Effingham
$257,000
3 Beds ⋅ 2 Baths ⋅ 2603793 MLS
Welcome home to this charming 3-bedroom, 2-bathroom home located in the desirable Orion Hills neighborhood! This home offers a welcoming exterior, a spacious yard, and a convenient garage for parking and storage.

909 Orion Hills Court, Effingham
5309 Meadow Prong Rd, Effingham
$199,900
4 Beds ⋅ 2 Baths ⋅ 2603754 MLS
Brand new, 2026 Tru Oak home with upgraded 6inch walls, and the Energy Star insulation package. Situated on 0.71 acre with 1568sqft, there is plenty of room outside and inside to turn your dreams into reality. And, NO HOA. 5309 Meadow Prong Rd offers 4 bedrooms, 2 baths, with an attractive split bedroom floorplan. Step into the front door to see a spacious living room, open to the kitchen. The kitchen is equipped with major appliances and island. Take advantage of a huge formal dining room, or make it a second living area. Enjoy a huge master bedroom with a master bath that offers separate garden tub and shower, plus a walk in closet. The sliding glass doors will lead you to a generous size backyard. Already set up on permanent foundation, so this beauty can qualify for FHA/USDA loans. Dont miss this one! Call today for a tour, and make 5309 Meadow Prong Rd your home today!

5309 Meadow Prong Rd, Effingham
3325 James Turner Road, Effingham
$319,999
3 Beds ⋅ 2 Baths ⋅ 2603574 MLS
Welcome to this stunning 3-bedroom, 2-bath home designed for both comfort and style! From the moment you walk in, you’ll love the open-concept floor plan that creates the perfect space for entertaining and everyday living. The spacious kitchen is a true centerpiece, featuring ample cabinetry, ideal for hosting family and friends. The primary bedroom is spacious; the primary bath comes with double vanities. Step outside and enjoy outdoor living at its best with a rear patio—ready for year-round enjoyment—perfect for grilling and gatherings. The charming covered front porch offers peaceful views of the beautiful front yard, making it the perfect spot to relax and unwind. Did I mention this home comes with 2 acres. This home is located just minutes from shopping, dining and entertainment This home is a must see. Call your agent today for your private showing

3325 James Turner Road, Effingham
2338 S Point Rd, Effingham
$219,900
4 Beds ⋅ 2 Baths ⋅ 2603487 MLS
Brand-New 4-Bedroom Home Minutes from Florence! Welcome home to this brand-new Clayton home offering 4 bedrooms, 2 full bathrooms, and an open-concept floor plan designed for comfortable everyday living and entertaining. At the heart of the home is a spacious kitchen with a large center island, dedicated coffee bar, abundant cabinetry, and an easy flow into the main living area. Durable vinyl flooring runs throughout, combining style with easy maintenance. The private owner's suite offers a relaxing retreat with a walk-in closet and en-suite bathroom complete with a double vanity, soaker tub, and separate shower. Set on an engineered permanent foundation, this home qualifies for VA, FHA, Conventional, and USDA financing, providing buyers with a variety of financing options. A manufacturer's warranty offers added confidence and peace of mind with your new home purchase. Conveniently located just minutes from Florence's shopping, dining, and everyday conveniences, you'll also be approximately 75 minutes from Myrtle Beach and the Grand Strand. Don't miss the opportunity to make this beautiful new home yours!

2338 S Point Rd, Effingham
3646 Bobwhite Trail, Effingham
$212,500
3 Beds ⋅ 2 Baths ⋅ 2603433 MLS
Welcome to peaceful country living! Built in 2019 This gorgeous 3-bedroom 2-bath manufactured home is situated on approximately one acre, providing plenty of room to enjoy the outdoors. Step inside to discover an inviting floor plan featuring full sheetrock walls throughout and comfortable living spaces ready for your personal touch. The spacious yard offers endless possibilities for outdoor entertaining, relaxing and enjoying the quiet surroundings. Charming porches provide the perfect place to unwind with your morning coffee and enjoy the fresh country air. Attractive brick underpinning adds to the homes curb appeal. Offering a wonderful combination of space, comfort, and country charm. Don't miss the opportunity to call this beautiful property your new home! Schedule your showing today and see everything this beautiful home has to offer!

3646 Bobwhite Trail, Effingham
1310 Adaline Estate, Effingham
$298,000
3 Beds ⋅ 2 Baths ⋅ 2603363 MLS
Welcome to your brand-new dream home! This beautiful 3-bedroom, 2-bathroom new construction home offers 1,704 square feet of thoughtfully designed living space and sits on a spacious 0.61-acre lot. Enjoy the peace and privacy of a generous lot while having all the benefits of a brand-new home. The open and inviting floor plan provides plenty of space for comfortable everyday living and entertaining. The three bedrooms offer flexibility for family, guests, or a home office, while the two bathrooms feature modern finishes and convenient layouts.

1310 Adaline Estate, Effingham
4448 Charlie Cade Road, Effingham
$185,900
2 Beds ⋅ 2 Baths ⋅ 2603165 MLS
If you've been looking for a place to enjoy the peace and quiet of country living, this home is worth a look. Featuring a split floor plan with two primary suites, it offers a functional layout with space for a variety of living arrangements. The spacious, fenced yard provides plenty of room to enjoy the outdoors, while the large covered front porch is the perfect spot to relax at the end of the day. Inside, the home features luxury vinyl plank flooring throughout and a comfortable, easy-to-maintain interior. Outside, you'll also find a large wired workshop with an attached lean-to, offering plenty of space for storage, hobbies, or weekend projects. Conveniently located approximately 15 minutes from shopping, dining, medical facilities, and entertainment in Florence, this property offers the quiet of country living without being far from town. Schedule your showing today and see all this home has to offer.

4448 Charlie Cade Road, Effingham
4725 S Irby St, Effingham
$276,900
3 Beds ⋅ 2 Baths ⋅ 2603075 MLS
3.45 ACRES | 2,090 SQ FT | LARGE WORKSHOP | NEW ROOF & HVAC Looking for more space, more land, and a place to spread out? This well-maintained 3-bedroom, 2-bath home offers approximately 2,090 square feet of living space on 3.45 acres in Effingham, with plenty of room for your hobbies, equipment, vehicles, and outdoor activities. One of the property's standout features is the detached 2-car garage/workshop, providing an excellent space for a workshop, storage, recreational equipment, automotive projects, or a home-based hobby. The expansive acreage also gives you room to enjoy the outdoors, garden, entertain, or simply have the privacy and breathing room that is hard to find at this price point. Inside, you'll find a spacious layout with generous living areas, a functional kitchen, comfortable bedrooms, and plenty of room for family and guests. The property has also benefited from important recent improvements, including a new roof and HVAC system, giving the next owner added peace of mind. The home is a deeded modular home situated on a permanent foundation, offering the space and features of a larger home while providing the benefit of 3.45 acres. Located in the Effingham area with convenient access to Florence, this property offers a combination of space, acreage, workshop capability, and location that is becoming increasingly difficult to find. Don't just buy a house—buy the space to live, work, store your equipment, pursue your hobbies, and enjoy the outdoors. Schedule your private showing today!

4725 S Irby St, Effingham
2235 Ashford Rd, Effingham
$249,900
4 Beds ⋅ 2 Baths ⋅ 2602845 MLS
Experience the modern comfort and style of The Perry, a brand-new Fleetwood Pinnacle series home, soon to be set on a .75-acre lot in the Cedarbrook community. This spacious design blends contemporary finishes with functional living, offering the perfect balance of elegance and everyday ease. Inside, you’ll find open-concept living areas with warm wood tones, sleek white cabinetry, and marble-patterned countertops throughout the kitchen and baths. The chef’s kitchen features stainless steel appliances, a farmhouse sink, and a large island ideal for gatherings. The primary suite offers a serene retreat with a double-sink vanity, walk-in shower, and tub, and the bedroom has its own fireplace. Additional highlights include a dedicated laundry/mudroom, luxury flooring, and designer lighting that ties the home’s aesthetic together. Outside, the home will feature brick underpinning, wood decking, and a generous yard framed by mature trees—perfect for outdoor relaxation or entertaining. Located in the Cedarbrook subdivision, this property combines peaceful surroundings with convenient access to Florence amenities. Will be placed on lot – The Perry. Quality craftsmanship, thoughtful design, and room to grow on three-quarters of an acre. *Pictures are of a previously staged model. There may be some variation in finishes. The picture of the home on the lot is a rendering and will be updated once the house is in place.

2235 Ashford Rd, Effingham
706 Poor Farm Rd, Effingham
$210,000
4 Beds ⋅ 3 Baths ⋅ 2602739 MLS
Welcome to this spacious story-and-a-half Cape Cod–style home offering over 3,300 sqft of flexible living space on a 1.1-acre lot. Featuring 3 bedrooms with the potential to convert additional rooms into up to 6 bedrooms, this property is ideal for growing families or anyone needing extra room. The home includes 2.5 bathrooms, plus a third full bathroom that is ready for your personal updates and finishing touches. Major improvements include updated windows in 2022 and a new heat pump installed in 2024. Enjoy a large eat-in kitchen, a generous walk-in pantry, and an additional storage area conveniently located near the kitchen. Outside, an old barn provides extra storage or workshop possibilities. This home is filled with opportunity and ready for you to make it your own.

706 Poor Farm Rd, Effingham
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